![]() Damage from fire, flood, earthquake, smoke, flood etc.Īs always, read the contract carefully to understand what is covered and what is not.Ĭinch Home Services uses an aggregate model for payouts.Damaged during a remodel or unauthorized repair.Located outside the perimeter of the main structure.Repairs or replacements covered by other warranties.Parts including handles, knobs, and drawersĬinch Home Services has many of the same exclusions as other home warranty companies such as:.It cannot be applied to items or damages not covered by your plan.Īll home warranties stipulate that the damages covered include only normal wear and tear, but Cinch Home Services states that they cover quite a bit more than other companies, including It can be used twice per agreement with an aggregate limit of $1,000 or $2,000. This provides an extra $500 or $1,000 to cover otherwise non-covered charges during warranty service. Pricing is available during the quote process and some information on these coverage options is available in the sample contract as well as in the FAQ.Īlso offered, is the Premier Upgrade Package. The $150 deductible is on the high end for the industry which adds to your costs, when needing service.Ĭoverage is also available for the following systems: However, if you are in an area that gets the low prices that are advertised on the website, Cinch comes out to be very affordable. Those living in more expensive areas can expect to pay more for their plans. We looked at pricing for several states and found very different plan pricing. Plan pricing is very dependent on your location in the country. While the plans for Cinch Home Services offer a lot of value, they also charge a higher price for them. They do offer real estate business resources and optional business coverages with these plans though. There are optional coverages available as add ons such as pools and spas, septic systems, and well pumps but prices are not advertised on the site.Ĭinch Home Services plans are available to realtors and sellers as well, although there is no mention of what might be different about the realtor warranty plans or pricing on the site. Items like doorbells or smoke detectors are not often included in standard plans. One advantage of Cinch Home Services is the breadth of items covered under its plans. This credit is only available once per plan year. In addition to covering all the appliance and built-in systems plans, the total plan also includes reimbursement of $500 for any deductible paid on a homeowners insurance claim. Homeowners Insurance Deductible Reimbursement All of their plans are backed by a 180-day workmanship guarantee. ![]() Those living in more expensive areas will pay much more for their plans.Ĭinch Home Services is available everywhere in the United States except Alaska and Hawaii.Ĭinch Home Services organizes their plans into two categories–appliances and internal systems, with an option to cover both in their third plan. The low starting prices on the their website are only offered in select locations. Additionally, pricing is determined by your location. While Cinch Home Services does cover quite a bit, they are also on the more expensive end of home warranty systems. They also include a credit toward changing filters in air conditioning units or refrigerators. While home warranties are sometimes known for what they exclude, Cinch Home Services stands out because of what it includes: coverage of all knobs, handles, and drawers, which aren’t typically covered. Cinch Home Services is a home warranty company that offers three tiers of plans that cover home repair costs.
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